If you have questions about any aspect of your health insurance coverage, please check the Q & A on this page. If you have a question that is not answered here, please submit your question to Jessie Moulton at moulton_jessie@cves.org

Q. Who is going to notify retirees of the website address?

A. Local retiree groups will be provided with the link. Retirees who are not members of these groups are encouraged to contact their active locals for the information. The link will be provided to each District in the CEWW BOCES region and they will be asked to add it to their website.

 Q. Does the Consortium have stop-gap insurance?

A. No. Analysis has shown that there would have been little to no financial advantage to having this coverage for the Consortium’s plans over the past two years.

Q. What is the basis for pharmaceutical rebates?

A. These are negotiated between pharmaceutical companies and pharmacy benefit managers and then a portion is shared with the insurance provider. Rebates are marketing tools and are generally offered on high-cost drugs that are competing against other drugs that treat similar conditions.

 Q. Is telemedicine available for Plan 1?

A. Yes. It is subject to the 20% co-insurance. For Plan 2, the co-insurance is waived.